Financial Planning starts here

Services

We offer unbiased financial planning advice at an hourly rate to all of our clients.

  • We analyze individual stocks, bonds, options, and all other holdings to determine if they are strong long-term investments that are appropriate for our clients.

  • We make sure every client is well-diversified, taking on the appropriate level of risk, and being rewarded with the opportunity for return given the risk they are undertaking.

  • Determining the amount of money you need to retire can be daunting. We work with clients to make sure they know how much they need to retire, when they can retire, and their best pathway throughout retirement to make sure they maintain their complete financial freedom.

  • A common question clients ask is: “How much should I be saving for my child’s college education?” Using our custom software, we can determine what a University in the United States will cost years in the future. Once that is incorporated with a client’s specific financial situation and savings, we can advise on savings goals and how to invest to meet that future college expense using Tax Savings accounts like 529s or their own investment accounts.

  • The use of put and call options in a client’s portfolio can be a great tool for increasing income, lowering risk, or adding an opportunity for robust returns. We teach clients how to trade options to meet their specific needs without taking on unnecessary risk.

  • Whether we are adjusting a current budget to better meet financial needs or establishing a new budget for clients, we make sure clients know exactly what they can and cannot afford so that their financial situation is sound.

  • Understanding how to transfer wealth to the next generation is important. Not only to reduce taxes, but also to protect assets from divorce, creditors or lawsuits. We make sure clients understand the options available to them so that they can safely transfer their assets to the next generation.

Educating the Next Generation

It is never too early to start learning about investing.

We specialize in teaching children and heirs of all ages the power and responsibility of money in four key areas.

  • We all need to learn the power of saving money: for things you need or things you want. Saving money for the future instead of spending it now is an important skill children need to learn from a young age.

    We teach children how to recognize when they need to save money for later and how much they should be saving.

  • There is no greater power than the power of investing. One of the most exceptional gifts any person can be given is the gift of freedom and flexibility. Learning to invest at an early age is one of the most powerful tools any child can have that can lead to this freedom and flexibility later in life.

    We teach children about the power of investing and how each different type of investment works. From stocks, to bonds, to options, and more, children learn how every type of investment works and if it is right for them.

  • Many of us are very fortunate. Some of us just need a little help. Children can learn from a young age that giving to those that need help provides value to those in need and gives that child an understanding of how fortunate that child is in their own life.

    We teach children to recognize when it is appropriate to give to others and how much they can afford to give to make sure they are appropriately impacting their cause without damaging their own finances.

  • Learning the skills of how to spend your money responsibly at an early age can lead to great budgeting skills later in life. Spending your money is a good thing as long as you have learned to do it responsibly.

    We teach children how to budget how much they can spend and when it is appropriate to spend it.

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Resources

  • Third-Party Asset Management

    For clients looking to have assets moved under management, we have multiple partnerships with the top wealth managers in St. Louis to provide clients with the best managers at standing discounted rates.

  • Attorneys

    We keep multiple law firms on retainer to give clients access to the best attorneys while making sure the attorneys answer all of our clients’ questions and draft documents in a timely manner.

  • Accountants

    We have multiple agreements with accountants in St. Louis who are on standby to answer clients’ personal, business, or estate tax questions.

Patrick Robert, CFP®

Patrick K. Robert, CFP® founded PKR Investments, LLC in 2009 and serves as the CEO and Head Financial Planner.

As a Financial Planner, he works with clients to create comprehensive, customized financial plans.

His areas of expertise include:

  • Investment and Asset Allocation analysis

  • Retirement Planning

  • Wealth and Estate Transfers

  • Education of the Next Generation

  • Budgeting

  • Options Trading and Risk Management

  • Saving for Education

PUBLICATIONS

Men’s Health Magazine, Fiscally Fit Men: 10 Ways You’re Secretly Losing Money, (January 22, 2014)

CNBC, Commodities can be a Portfolio Hedge, (November 6, 2013)

Wall Street Journal, The Smart Money Report: What Do You Mean by “Tactical”? That’s Actually a Good Question, (October 16, 2012)

Patrick was named to St. Louis Business Journal's 30 Under 30, Class of 2012

What Our Clients Have to Say

  • You are brilliantly knowledgeable and my number one trusted advisor.

    • Steve

  • You consistently hit it closer to the mark than any other analyst i Follow.

    • Tom

  • Your expertise and understanding of wealth is the reason my family's finances are secure. You are more than a financial advisor, you are a trusted friend that has impacted my family for generations.

    • Robert

Free Consulations

We would love to talk to you. Contact us any time for a free consultation.

The firm is a registered investment adviser with the state of Missouri and may only transact business with residents of this state, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training.